The German government supports families with children. If you live in the FrankfurtRheinMain (FRM) region, you are entitled to a range of benefits. You get child benefit and parental leave, protection against dismissal and tax relief. We have compiled an overview of the most important types of family support available.
Child benefit is one of the most important family benefits in Germany. It is paid for every child who lives in Germany, regardless of his or her parents’ income. At present, the government pays EUR 194 per month for the first and second child, EUR 200 for the third child, and EUR 225 for all further children.
You receive child benefit until your child becomes an adult at the age of 18. If she or he is still studying or completing vocational training at that point in time, you will continue receiving child benefit until your child turns 25.
You need to apply for child benefit in writing. Please refer to the website of the Federal Employment Agency (Bundesagentur für Arbeit) for more information, to download application forms and information about your local family benefits office.
You might want to stay home for a few months after your baby is born. After all, he or she will need a lot of attention, and you will probably have no time nor energy to work on the side.
If you temporarily stop working or switch to part-time work, the government will make up for the missing income by paying parental benefit. The sum paid every month depends on your previous income. It is between EUR 300 and EUR 1,800.
Parental benefit is paid for up to 14 months. To receive parental benefit for the maximum duration, both parents need to take parental leave for a while. Both the mother and the father need to stay at home for at least two months each.
Please refer to the website of the Federal Ministry for Family Affairs, Senior Citizens, Women and Youth (BMFSFJ) for all details about parental benefit (Elterngeld) and parental benefit plus (ElterngeldPlus).
All working parents in Germany are entitled to parental leave. For the first three years of your child’s life, you can stay at home and look after him or her yourself. Your employment contract will remain valid. After those three years, you can return to work. During this time, your employer cannot dismiss you.
You must tell your employer about your parental leave at least seven weeks before your baby is born. You also need to tell her or him for how long you wish to stay on parental leave.
Please refer to the Familien-Wegweiser [family guide] website for details about parental leave.
In Germany, pregnant women are entitled to maternity protection. This system protects employees from health risks, burnout and overwork, financial losses and loss of their job. Maternity protection starts six weeks prior to the date of birth and ends eight weeks after.
During this period, women receive maternity pay of up to EUR 13 per day and an additional payment from their employer. Pregnant women must apply for maternity pay from their health insurance fund.
Please refer to the Familien-Wegweiser [family guide] website for details about the extensive support available to families in Germany.